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Now with Tezu — your built-in AI Agent

Manage Your Loans Effortlessly

From loan origination to collections, accounting to compliance — manage your entire lending operation from one platform, with Tezu, your AI agent, working alongside you. Built for MFIs, NBFCs, SACCOs, cooperatives and money lenders — in any country, any currency.

Or call us directly: +91-7413014661

Byaj Batta Dashboard

$2.4M

Portfolio

98.5%

Collection

1,247

Active Loans

Collection Rate: 98.5%

Today's instalments across all branches

$14.2K

Collected today

50+
Loan Products
30 Days
Free Trial
99.9%
Uptime
360°
Customer View

Trusted by Lending Institutions

SM
Sabera Microfinance
DS
DSBC Financial Services
SO
Sorya Micro Foundation
SO
Shri Om Finance
SM
SMJ Microfinance Foundation
SM
DS
SO
SO
SM
500+ happy users

Everything You Need to Run Your Lending Business

A comprehensive suite of tools built for microfinance and small-business lenders — from loan origination to accounting.

Multiple Loan Products

Configure unlimited loan schemes — group, solidarity, individual, gold, vehicle, agriculture, education and more. Set custom interest rates, tenures, penalties and processing fees for each product.

Group & Solidarity Loans
Individual & Asset-Backed Loans
Custom Interest & Tenure

Automated Collections

Auto-generate daily collection sheets for field officers. Track instalments in real time, handle part-payments, prepayments and overdue follow-ups — all from a single screen.

Auto Collection Sheets
Real-time Instalment Tracking
Prepayment & Restructuring

Customer & Group Management

Complete customer lifecycle management with KYC verification, credit checks and field investigation workflows. Manage solidarity groups, federations and centre meetings effortlessly.

KYC & Credit Checks
Field Investigation
Group & Centre Management

Double-Entry Accounting

Built-in chart of accounts with 120+ pre-configured lending accounts. Automatic journal entries on disbursement, repayment, provisioning, write-off and fee collection.

120+ Ready Accounts
Auto Journal Entries
Trial Balance & P&L

Loan Lifecycle Engine

End-to-end processing from application → verification → approval → disbursement → repayment → closure. Built-in workflow engine with configurable approval chains.

Multi-level Approvals
Workflow Automation
Document Management

Fully Configurable

Add custom fields to any form — customer registration, loan application, KYC, field visit — without writing code. Configure schemes, branches, currencies, user roles and workflows from the admin panel.

Custom Form Fields
Role-Based Access
Multi-Currency & Multi-Branch

Get Started in 3 Simple Steps

Go from sign-up to live in days, not months.

01

Sign Up

Register for a 30-day free trial. No credit card needed. Get instant access.

02

Configure

Set up your branches, currency, loan products and user roles. Import your existing data.

03

Go Live

Start managing loans, collections and accounting from day one.

Built for Lenders Around the World

From a single money lender in a small town to a multi-branch NBFC, SACCO or microfinance bank — Byaj Batta adapts to how you lend.

500+
Loan officers using the platform daily
$6M+
Loans managed on the platform
15+
Regions and states served

Customer Management

KYC, Groups, Field Verification

Collections

Automatic instalment tracking

Reports

Multi-language PDFs

Multi-Branch

Head office to field agent

20+ Built-In Capabilities

Every feature a modern lending institution needs — out of the box.

Loan OriginationDisbursement ManagementInstalment CalculationCollection SheetsDelinquency ClassificationLoan RestructuringPrepayment HandlingStatement of AccountKYC VerificationField InvestigationGroup LendingBranch ManagementChart of AccountsAuto Journal EntriesCustom Form FieldsRole-Based AccessWorkflow EngineApproval ChainsAudit TrailMIS Reports & Dashboards
FULLY CONNECTED

One platform, every channel

Payments, KYC, credit checks, lead capture and a borrower app — all built in. No glue code, no five vendors.

Payments & Collections

Cards, bank transfer and local rails, auto-receipts, tax invoices and field-collection sheets.

KYC & Verification

ID, tax number, voter ID, licence and bank-account checks — pay-per-use from a prepaid wallet.

Credit Bureau

Pull bureau reports inside underwriting to decide faster with confidence.

Facebook Lead Ads

New leads from Meta forms drop straight into your CRM pipeline — automatically.

WhatsApp & SMS

OTP, reminders, statements and drip campaigns over WhatsApp — in your language.

Native Mobile App

Android/iOS app for staff and borrowers, with offline field collection.

Bank-grade security
Encrypted, role-based access
Daily backups
Automatic and encrypted
Full audit trail
Every action logged
Built for scale
From 1 branch to 1000s of loans

Why Choose Byaj Batta?

Purpose-built for microfinance — wherever you lend.

Go Live in Days

Pre-configured for how microfinance actually works. No months of setup — start disbursing within days.

Transparent Pricing

No per-user or per-loan charges. Simple, flat monthly pricing that grows with your portfolio size.

Multi-Branch Ready

Manage head office, regional offices, area offices and branches — all from a single platform.

Scales With You

Whether you have 100 borrowers or 100,000 — the platform handles it without slowdowns.

Any Currency, 100% Cloud

Pick your currency and language. No servers to buy, no software to install, automatic daily backups.

Bank-Grade Security

Isolated tenant databases, encrypted data, role-based access and a complete audit trail for every action.

Real People. Real Support.

Our team answers in English and Hindi, understands how small lenders actually operate, and is one call away. Reach us anytime at +91-7413014661.

What Our Customers Say

"Byaj Batta reduced our loan processing time by 60%. The collection sheet feature alone saved us 3 hours daily per branch."

RK

Rajesh Kumar

CEO, Golden Finance Ltd

Jaipur, Rajasthan

"Moving from spreadsheets to Byaj Batta was the best decision. Our delinquency tracking and accounting is now automated and error-free."

PS

Priya Sharma

Operations Head, Guitaa Technology

Indore, MP

"The field investigation and KYC workflow is brilliant. My team completes verifications 2x faster now."

AP

Amit Patel

Branch Manager, Pragati Finance

Ahmedabad, Gujarat

Frequently Asked Questions

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Tezu saysReady? Try free for 30 days — no card needed. I am right here with you! 🚀

Ready to Transform Your Lending Operations?

Start your 30-day free trial today. No credit card required. Or book a personalised demo with our team.

Download Brochure

Or call us: +91-7413014661

TezuByaj Batta

Cloud-native lending management platform for microfinance institutions, NBFCs, SACCOs, cooperatives and money lenders. Manage loans, collections, accounting and compliance from a single platform.

Get Started

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